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PACE Program Causing Some Homeowners to Lose Homes

We’re sharing this recent article from the San Joaquin Valley Sun newspaper, Special Financing for Solar Projects Proves Sticky for Valley Residents.  The Property Assessed Clean Energy (PACE) financing program gives homeowners an opportunity to finance solar panels, as well as other energy-efficient improvements, for their homes with little to no up-front costs. Instead, the

California Check Cashing Stores agrees to $900K Settlement over Interest Rate Cap Avoidance

The California Department of Business Oversight (DBO) found that California Check Cashing Stores (CCCS) willfully misled and deceived borrowers to evade the California Financing Law (CFL) interest rate cap. This settlement requires that CCCS pays $105,000 in costs and penalties and refunds approximately $800,000 for consumer loans and payday loan transactions. Consumers who believe they may qualify for