);

PACE Program Causing Some Homeowners to Lose Homes

We’re sharing this recent article from the San Joaquin Valley Sun newspaper, Special Financing for Solar Projects Proves Sticky for Valley Residents.  The Property Assessed Clean Energy (PACE) financing program gives homeowners an opportunity to finance solar panels, as well as other energy-efficient improvements, for their homes with little to no up-front costs. Instead, the

California Check Cashing Stores agrees to $900K Settlement over Interest Rate Cap Avoidance

The California Department of Business Oversight (DBO) found that California Check Cashing Stores (CCCS) willfully misled and deceived borrowers to evade the California Financing Law (CFL) interest rate cap. This settlement requires that CCCS pays $105,000 in costs and penalties and refunds approximately $800,000 for consumer loans and payday loan transactions. Consumers who believe they may qualify for

Steps to Help Detect Data Theft and Ways to Protect Yourself

Are you concerned about the data breach of Marriot’s Starwood properties affecting the hundreds of millions of customers who stayed there between 2014 and 2018? Data breaches are scary—and they’re on the rise! Cyber-criminals are increasingly using sophisticated and cutting-edge technology to steal personal information. If you believe that you may be affected by this

New Student Loan Watchdog Organization Formed

There’s a new organization aimed at tackling the nation’s student loan debt issues. The Consumer Financial Protection Bureau’s former student loan ombudsman, Seth Frotman, announced on Wednesday, November 28, 2018, that he’s launching and heading the Student Borrower Protection Center. The newly formed group plans to work with organizations across the country addressing student loan